Pension advice is extremely personal advice; it requires looking ahead to how you would like to live your life in the future. And how to build the adequate financial reserves to achieve that future, based on the reality of your current situation. This calls for more than the product simply labelled as ‘pension’. The Poundwise advisors also consider any other financial resources you may have at your disposal in the future. This may include income from inheritances, life insurance policies or the equity from your home after sale.